President:  Bertram A. Horowitz, F.C.A.S., M.A.A.A.

Address:    Bertram Horowitz, Inc.
                  Actuarial and Risk Consultants     
                  55 East 87th Street, Suite 7G
                  New York, New York  10128

Telephone: 917 566-3239 

Facsimile:    

E-mail:        bert@bertramhorowitz.com